Privacy Statement

W.B.R.T. Federal Credit Union is committed to meeting all your financial needs. We are sometimes required to share information about you with others in order to complete your transactions or to provide certain financial opportunities. To protect your privacy, we limit the use of information we provide and only share information with companies that agree to maintain your privacy. These companies are also prohibited from sharing with third parties the information we give them.

Your financial privacy and confidence are very important to every employee of W.B.R.T. Federal Credit Union. As required by law, this notice explains how we collect, use and safeguard your personal financial information. Although not required by law to do so, we also give you an opportunity to let us know if you do not want information about you shared with certain third parties.

Information That We Collect and Disclose to Others

We collect nonpublic, personal information about you from the following sources:

  • Information we receive from you on applications or other forms;
  • Information about your transactions with us, our affiliates, or others; and
  • Information we receive from a consumer reporting agency.

We may disclose all of the information that we collect, as described above.

Parties to Whom We Disclose the Information

We may disclose nonpublic, personal information about you to the following types of third parties:

  • Financial services providers such as those that provide mortgage, securities, credit card and insurance services;
  • Non-financial companies, such as retailers, direct marketers, airlines, and publishers;
  • Others, such as non-profit organizations

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or the other financial institutions with whom we have joint marketing agreements. We may disclose information about you under other circumstances, as permitted or required by law.

Disclosure of Information about Former Members

If you terminate you membership with WBRT Federal Credit Union, we will not share information we have collected about you, except as may be permitted or required by law.

What Members Can Do to Help

Member can help to protect their privacy by following these guidelines:

  • Protect your account number, PIN (personal identification numbers) or passwords.
  • Use caution when disclosing your account numbers, social security numbers, etc. If someone calls you explaining it is on behalf of the credit union and ask information, you should be aware.
  • Always keep your information with the credit union current, as it is important that we have current address, phone number, so we may reach you if it becomes necessary.

How to Opt Out of Certain Disclosures of Information about You

If you want to opt-out of information sharing, except as allowed by law, contact us to request that a Privacy Disclosure be sent to you for completion.

Disclaimer

WBRT Federal Credit Union takes reasonable measures to ensure the quality of the information that is available on this website. However, we make no warranty, express or implied, nor assume any legal liability or responsibility for the accuracy, correctness, or completeness of any information that is available through this website. We do not represent that its use would not infringe on privately owned rights.

For convenience and informational purposes only, the website provides links to other websites. These sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained through WBRT Federal Credit Union.

This system is for the use of authorized users only for conducting credit union business. Activity on this system is subject to monitoring for proper usage. Individuals using this system expressly consent to monitoring and are notified that any possible evidence of illegal usage will be referred to law enforcement officials and authorization may be suspended.

Messages sent and received by e-mail may not be secure, may be intercepted by third parties and may not be immediately received by the intended recipient.