Services

Share Accounts
Loans
Online Banking
Direct Deposit
Payroll Deduction

Share Accounts

Regular Share Accounts

  • Minimum $5.00 Deposit
  • Dividends Compounded and Paid Quarterly
  • Any Balance over $100 will earn dividends
  • Unlimited Deposits

Share Draft Accounts (Checking Accounts)

  • Minimum $25.00 Deposit
  • Visa Check Card
  • Low Monthly Service Charges
  • Service Charge Waived: Members over 55 years old or Members with WBRT FCU loans
  • Unlimited Deposits and Withdrawals

Christmas Club Accounts

  • Minimum $10.00 Deposit
  • Dividends Compounded and Paid Quarterly
  • Early Withdrawals of Funds Subject to Penalty

Loans

Click here to print application

Used and New Autos

  • Up to 100% Financing
  • Buy from Dealer or Private Party
  • Fixed Rates and Payments
  • Terms up to 7 years
  • .25% Interest Rate Discount for member with WBRT FCU Visa Debit Card
  • .25% Interest Rate Discount for members with direct payment

Signature Loans

  • Amounts up to $5,000
  • Fixed Rates and Payments
  • Terms up to 3 years

Shared Secured Loans

  • Up to 100% of Available Saving Account Balance
  • Low Fixed Rate
  • Terms up to 3 years

Loan Eligibility

  • Must have a minimum share balance of $155.00
  • Must provide proof of income (recent check stub, W-2., previous tax return)
  • Must deposit a minimum amount per month in share account
  • Must meet credit qualifications

W.B.R.T. Federal Credit Union offers Credit Disability and Credit Life Insurance through CUNA Mutual Group.

Online Banking

  • This service allows you to view your accounts online. In addition to viewing account information, you can also transfer funds, make loan payments, and much more. This service is free. Contact the credit union today at (225) 344-0318. Click here for online banking

Direct Deposit or Payroll Deduction

Direct Deposit and Payroll Deduction are free, convenient and reliable. Save time and avoid hassle by having all or a portion of your payroll check, retirement check, or other recurring checks automatically deposited to your WBRT Federal Credit Union accounts.

Click Here for WBRP School Board Employer Payroll Deduction Form

How do I sign up for Direct Deposit? Contact your payroll office. If they have a Direct Deposit form, simply complete it and submit it back to them. You will need the WBRT Federal Credit Union routing number as well as your WBRT Federal Credit Union account number. If you need account verification letter from WBRT Federal Credit Union, please call us or visit our office.

For Government Direct Deposits, such as a Social Security check or military allotment, contact the government agency directly.

Automatic Transfers

Click here to print Automatic Transfer Form

Setup your own automatic savings plan or conveniently transfer loan payments from another financial institution Savings or Checking account. It's easy. Simply choose the amount you want to transfer, the day(s) of the month and the accounts, and then we'll transfer the funds. Automatic Transfers are especially convenient if you want to save money for vacation, back-to-school or holidays expenses.